Insurance Products

Coverage Options

• Individual Pension Plans: Personal retirement savings with tax benefits
• Corporate Pension Schemes: Employee retirement benefits and staff retention
• Self-Employed Pension: Tailored plans for business owners and freelancers
• Provident Fund: Lumpsum retirement benefits for employees
• Retirement Plans: Secure post-retirement income through annuities for guaranteed lifetime payouts or income drawdown for flexible, self-managed withdrawals

Why Plan for Retirement Now?

Start building your retirement fund today and enjoy financial security in your golden years. Kenyan pension schemes offer tax relief and long-term growth.

• Tax deductions on pension contributions (up to Kshs 20,000/month)
• Investment growth over time (stocks, bonds, property)
• Retirement income or lump sum at 50+
• Death benefits for your beneficiaries
• Compliance with Retirement Benefits Authority (RBA) regulations

Coverage Options

• Comprehensive Cover: Damage, theft, fire, and third-party liability
• Third Party Only: Legal minimum for road use in Kenya
• Third Party, Fire & Theft: Balanced protection at lower premiums
• Commercial Vehicle Insurance: For matatus, trucks, and business fleets
• Special Type Vehicles: For vehicles like ambulances, concrete mixing vehicles, graders, and agricultural machinery like tractors and harvesters

Why Choose Our Motor Insurance?

We work with top-rated Kenyan insurers to secure competitive rates and fast claims processing. Our motor policies include:

• 24/7 emergency roadside assistance
• Access to approved garages across Kenya
• Fast claims settlement (subject to insurer terms)
• Flexible payment plans
• Free policy renewals and reminders

Coverage Options

• Individual Plans: Tailored coverage for single persons
• Family Plans: Spouse and children covered under one policy
• Corporate Group Plans: Employee health benefits for SMEs and large companies
• Maternity & Dental Add-ons: Enhanced coverage for specific needs

What's Covered?

• Inpatient and outpatient services
• Specialist consultations and diagnostics
• Hospital accommodation and surgery
• Chronic disease management (diabetes, hypertension, etc.)
• Emergency evacuation and ambulance services
• Optical and dental care (optional add-ons)

Coverage Options

• Term Life Insurance: Affordable coverage for a specific period
• Whole Life Insurance: Lifelong protection with savings component
• Education Policies: Secure your children's school fees
• Mortgage Protection: Cover your home loan in case of death

Peace of Mind for Your Loved Ones

Life insurance ensures your family can maintain their lifestyle, pay off debts, and achieve long-term goals even in your absence.

• Tax-free lump sum payout to beneficiaries
• Coverage for critical illness (optional rider)
• Flexible premium payment options
• Review and adjust coverage as life changes

Coverage Options

• Homeowners Insurance: Building structure and contents
• Landlord Insurance: Rental property protection
• Commercial Property: Office buildings, warehouses, retail spaces
• All Risks Cover: Comprehensive protection for high-value properties

What's Covered?

• Fire, lightning, and explosion damage
• Theft, burglary, and vandalism
• Storm, flood, and earthquake damage
• Water damage and burst pipes
• Personal belongings and valuables
• Public liability (injury to third parties on your property)

Coverage Options

• Single Trip Cover: For one-time international travel
• Annual Multi-Trip: Frequent travelers, unlimited trips
• Family Travel Plans: Cover for you, spouse, and children
• Business Travel: Corporate travel for employees

What's Covered?

• Emergency medical treatment abroad
• Trip cancellation or interruption
• Lost, stolen, or damaged baggage
• Flight delays and missed connections
• Emergency evacuation and repatriation
• Personal liability cover

Coverage Options

• Professional Indemnity: For consultants, lawyers, accountants
• Public Liability: Injury or property damage claims
• Employers' Liability: Protection against workplace injury and illness claims from employees
• WIBA (Work Injury Benefits Act): Statutory compliance cover for employee compensation as required by Kenyan law
• Business Interruption: Lost income due to covered events
• Cyber Insurance: Data breaches and cybercrime protection

Why SMEs Need Business Insurance

One lawsuit, fire, or cyberattack can threaten your business's survival. Our business insurance shields you from unexpected risks.

• Legal defense costs and settlements
• Equipment and stock replacement
• Revenue protection during downtime
• Compliance with Kenya's labor laws